| Author |
Message |
kanagala
Senior Member
Joined: 31/Mar/2007
Location: India
Online Status: Offline
Posts: 1229
|
   Posted: 19/Apr/2007 at 4:36am |
|
How does PNB compares with HDFC Bank in terms of various operation parameters (NIM and CASA %). I am just trying to understand how once can evaluate the banks? Basically, most of the brokerages ended up recommended most of the banks. I just want to identify few of them and start investing.
|
 IP Logged |
|
|
|
 |
|
kanagala
Senior Member
Joined: 31/Mar/2007
Location: India
Online Status: Offline
Posts: 1229
|
Posted: 19/Apr/2007 at 4:38am |
Originally posted by kanagala
How does PNB compares with HDFC Bank in terms of various operation parameters (NIM and CASA %). I am just trying to understand how once can evaluate the banks? Basically, most of the brokerages ended up recommended most of the banks. I just want to identify few of them and start investing.
|
Looking at the following report to understand the banks. http://groups.google.com/group/dpstock/browse_thread/thread/6fe62bc9302e5412/76c262a9957bf015#76c262a9957bf015
|
|
IP Logged |
|
|
|
xbox
Senior Member
Joined: 10/Sep/2006
Online Status: Offline
Posts: 2001
|
Posted: 19/Apr/2007 at 5:54am |
One big monster is approaching banking sector. It is called BASEL II. People who are jumping to buy banking stocks without margin of safety may feel cheated and looks like pain in banking sector is to continue for some more time.
From this period of uncertainty, few new leaders will emerge. RBI/Govt is working overtime to bully banks. Hardly a day goes, when either of them caution banks. For time being one can put Banks in cement, sugar category.  Shashi jee (our banking editor), please share few thoughts on BASEL II.
|
|
Don't bet on pig after all bull & bear in circle.
|
|
IP Logged |
|
|
|
tigershark
Senior Member
Joined: 13/Oct/2006
Location: India
Online Status: Offline
Posts: 3542
|
Posted: 19/Apr/2007 at 7:35am |
|
i suppose basel2 will lead to large scale equity dilution especially for the psu banks and to asmaller extent to pvt sector banks.on the other hand basel2 will throw up oportunity to nucleus, iflex, finacle,
|
|
understanding both the power of compound return and the difficulty getting it is the heart and soul of understanding a lot of things
|
|
IP Logged |
|
|
|
basant
Admin Group
Joined: 01/Jan/2006
Location: India
Online Status: Offline
Posts: 18403
|
Posted: 19/Apr/2007 at 8:54am |
Buy Crisil for Basell-II. We already have a topic for that. company trades at 30 times trailing and growing at 35%CAGR.
|
|
'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
|
|
IP Logged |
|
|
|
s_praharaj
Senior Member
Joined: 10/Sep/2006
Location: India
Online Status: Offline
Posts: 357
|
Posted: 20/Apr/2007 at 11:14pm |
All the three rating agencies will doing brisk business in the days to come.
As per recent RBI norms, all the loans of 10 crores and above are to be compusorily rated by a rating agency. If the customer does not go ahead and make the rating, the Banks are to get the rating done at the cost of the borrower. If there is no rating for any loan of 10 crores or more, risk weighed capital for the equivalent amount is to be provided. Recently there was a news that IPOs are also to be rated.
It seems the opportunities are manifold for CRISIL and ICRA.
Edited by s_praharaj - 20/Apr/2007 at 11:15pm
|
|
Shashi Praharaj
|
|
IP Logged |
|
|
|
basant
Admin Group
Joined: 01/Jan/2006
Location: India
Online Status: Offline
Posts: 18403
|
Posted: 20/Apr/2007 at 11:22pm |
Can you also indicate if there is any difference in ratings from Crisil or Icra? WHich one would do better in terms of business? Crisil is available at 32 times trailing whereas Icra is discounting a fair deal into the future.
Will Basell II norms also provide significant growth impetus to Crisil?IPo grading is not a steady cash flow business because the number of IPO's is at most 100 and even if they take Rs 5 lacs per IPO (extended figure teh total busienss is only Rs 5 crores so I guess IPO grading is not something that can really help in the growth but the other developments shou,d increase the growth rate.
|
|
'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
|
|
IP Logged |
|
|
|
prashant
Newbie
Joined: 13/Sep/2006
Location: India
Online Status: Offline
Posts: 33
|
Posted: 26/Apr/2007 at 6:21pm |
Hi,
With the latest results of IDFC, PE works out to be 21.8 . Do you think it is overvalued at the current rate of 98-100 Rs range?
|
|
Prashant
|
|
IP Logged |
|
|
|
Active Topics
Memberlist
Calendar
Search
Help
Register
Login
