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 The Equity Desk Forum :Investment Ideas - Creating winning portfolios! :Sector talk
Message Icon Topic: Evaluating Banking stocks - Points to ponder! Post Reply Post New Topic
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rajnsharma
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Quote rajnsharma Replybullet Posted: 02/Feb/2012 at 3:40pm
Originally posted by tyasha

CASA is historically considered as a powerful too for evaluation of bank performance, and rightly so. However, recently, with banks like Yes and Kotak increasing their interest rate on SB deposits to 7% odd, it would appear that the financial advantage that would have been available to banks with a high savings bank deposits as a ratio of total deposits would be somewhat mitigated.

Any views/counter views on this?


I don't think people keep a lot of money in Savings account. As soon as there is some significant amount of money in S/B accout most of the people move money to FDs where the rate diffrencial is not much among the banks. It's just an initial euphoria which will die down soon. 


Edited by rajnsharma - 02/Feb/2012 at 3:41pm
Wall Street makes money by it's activity, while you can make money by your in-activity - Warren Buffett
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Quote manish_okhade Replybullet Posted: 02/Feb/2012 at 7:41pm
Originally posted by kmp_saij

Originally posted by aniljain

Which bank has heighest exposure to telecom sector?
 
After reading your query, I serached on internet. And I found this.
 
HDFC Bank stands out, It understand risks more than others.
This seperates Men(HDFC Bank) from Boys(YES bank) :) 
 
I think People who are too too much bullish on YES should do some diversification.
 
 
Sep 11 data:
Bank Power Telecom Other Infra Total Infra Real Estate Total Exposure
Andhra Bank 21.5 0.9 NA 22.4 5 27.4
Yes bank 6.9 8.3 5.1 20.3 5.6 25.9
OBC 10.9 2.2 5.8 18.8 6.4 25.2
Canara Bank 13.3 4.4 5 22.7 NA 22.7
ICICI Bank 5 0 5.1 11.2 10.1 21.3
Central Bank NA NA 21 21 NA 21
Corporation Bank 8.3 4.1 4.7 17.1 3.4 20.5
AXIS Bank 4.4 3.9 5.8 14.1 3.5 17.6
Kotak Mahindra Bank NA NA NA 6.5 10.4 16.9
SBI 3.8 3 5.8 12.7 1.8 14.5
Union Bank 8 NA 3.1 11.1 1.8 12.9
Federal Bank 7.2 1.2 2.5 10.9 NA 10.9
BOB 2.6 2.2 3.4 8.2 2.7 10.8
HDFC Bank 2.3 1.3 NA 3.6 4 7.7
   
 
 
BoB seems also a good choice in PSU Space?
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Quote basant Replybullet Posted: 05/Sep/2013 at 3:29pm
Banking is about losing money as long as you can make reasonably more than what you lose.
'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
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Quote Nichola1374i Replybullet Posted: 19/May/2016 at 7:34pm
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