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values
Senior Member
Joined: 02/Jan/2011
Location: India
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Posts: 313
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   Posted: 11/Feb/2011 at 9:18pm |
Originally posted by Jaishrikrishna
Originally posted by drsatish91
NIM Casa ?  |
U need to go here my friend.
CLICK HERE
That will do it. |
And Dr. also look at this site for views on how to evaluate various other stocks including Banking stocks. http://www.theequitydesk.com/forum/forum_posts.asp?TID=726
Edited by values - 11/Feb/2011 at 9:20pm
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Knowledge is power!
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manish_okhade
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Location: India
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Posts: 1997
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Posted: 04/Mar/2011 at 11:15am |
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I read somewhere that RKD values bank based on MCap/Deposit ration all else being equal.
I guess if we subtract the advances then net worth and MCap to what remains should be a good indicator.
Any comment?
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basant
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Location: India
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Posted: 21/Apr/2011 at 11:20am |
Financial companies are more difficult to analyze than other companies. They can report whatever earnings they want – it’s an easy game to play. For banks, earnings depend on loans and the reserves set aside. It’s easy to change and manipulate the reserves.
With a company like WD-40 or a brick company, the financials are easy to analyze. But with financial [companies] it’s tough, especially when you throw in derivatives.
There were very high grade, financially sophisticated people who were on the boards of the GSEs [Government-Sponsored Enterprises, such as Fannie Mae and Freddie Mac] and tuffethey were not negligent, but it’s very tough [to detect the shenanigans that went on].
Charlie and I were on the board of Salomon and Charlie was on the audit committee, and [it’s just impossible to evaluate thousands of transactions]. You’ll just have to accept that with insurance companies, banks and other financial companies – it’s just a more dangerous field to analyze.
With GEICO it’s easier because the statistics are quite accurate – it’s short-tailed insurance. It’s not like asbestos.
I wouldn’t fault the ratings agencies. Even the big-name auditors didn’t catch it. - Warren Buffett
Where you have complexity, by nature you can have fraud and mistakes. You’ll have more of that than in a company that shovels sand from a river and sells it. This will always be true of financial companies, including ones run by governments. If you want accurate numbers from financial companies, you’re in the wrong world. -Charlie Munger |
Edited by basant - 21/Apr/2011 at 11:23am
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'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
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kumardiwesh
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Joined: 26/May/2008
Location: India
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Posts: 721
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Posted: 04/Jun/2011 at 1:23pm |
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Is there any tool/website where one can P/B ratio for banking stocks?
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"History does not tell you the probability of future financial things happening" - Warren Buffett
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aniljain
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Location: India
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Posts: 238
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Posted: 01/Feb/2012 at 11:28am |
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Which bank has heighest exposure to telecom sector?
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Investment is an art, not science
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kmp_saij
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Joined: 19/Feb/2010
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Posts: 277
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Posted: 02/Feb/2012 at 12:24pm |
Originally posted by aniljain
Which bank has heighest exposure to telecom sector? |
After reading your query, I serached on internet. And I found this.
HDFC Bank stands out, It understand risks more than others.
This seperates Men(HDFC Bank) from Boys(YES bank) :)
I think People who are too too much bullish on YES should do some diversification.
Sep 11 data:
| Bank |
Power |
Telecom |
Other Infra |
Total Infra |
Real Estate |
Total Exposure |
| Andhra Bank |
21.5 |
0.9 |
NA |
22.4 |
5 |
27.4 |
| Yes bank |
6.9 |
8.3 |
5.1 |
20.3 |
5.6 |
25.9 |
| OBC |
10.9 |
2.2 |
5.8 |
18.8 |
6.4 |
25.2 |
| Canara Bank |
13.3 |
4.4 |
5 |
22.7 |
NA |
22.7 |
| ICICI Bank |
5 |
0 |
5.1 |
11.2 |
10.1 |
21.3 |
| Central Bank |
NA |
NA |
21 |
21 |
NA |
21 |
| Corporation Bank |
8.3 |
4.1 |
4.7 |
17.1 |
3.4 |
20.5 |
| AXIS Bank |
4.4 |
3.9 |
5.8 |
14.1 |
3.5 |
17.6 |
| Kotak Mahindra Bank |
NA |
NA |
NA |
6.5 |
10.4 |
16.9 |
| SBI |
3.8 |
3 |
5.8 |
12.7 |
1.8 |
14.5 |
| Union Bank |
8 |
NA |
3.1 |
11.1 |
1.8 |
12.9 |
| Federal Bank |
7.2 |
1.2 |
2.5 |
10.9 |
NA |
10.9 |
| BOB |
2.6 |
2.2 |
3.4 |
8.2 |
2.7 |
10.8 |
| HDFC Bank |
2.3 |
1.3 |
NA |
3.6 |
4 |
7.7 |
Edited by kmp_saij - 02/Feb/2012 at 12:26pm
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Own whatever’s feared, shun whatever’s beloved.
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aniljain
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Joined: 20/Sep/2009
Location: India
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Posts: 238
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Posted: 02/Feb/2012 at 12:45pm |
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thanks kmp_saij
As an investor one lesson i learn never invest in unethical companies despite being too big to fail.All though sc verdict is well come decision for telecom sector to clean their sin . In Sort term it looks negative but In long term it is definately good
happy investing
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Investment is an art, not science
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tyasha
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Joined: 09/Nov/2011
Location: India
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Posts: 59
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Posted: 02/Feb/2012 at 2:40pm |
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CASA is historically considered as a powerful too for evaluation of bank performance, and rightly so. However, recently, with banks like Yes and Kotak increasing their interest rate on SB deposits to 7% odd, it would appear that the financial advantage that would have been available to banks with a high savings bank deposits as a ratio of total deposits would be somewhat mitigated.
Any views/counter views on this?
Edited by tyasha - 02/Feb/2012 at 2:41pm
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Oh if only I had a time machine!
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