| Author |
Message |
kulman
Senior Member
Joined: 02/Sep/2006
Location: India
Online Status: Offline
Posts: 9319
|
   Posted: 28/Nov/2006 at 10:43am |
Great way to go Om jee....yes, indepth research helps to build conviction.
Anyway, whenever you need help, please remember me (for counting money).
Edited by kulman - 28/Nov/2006 at 10:43am
|
|
Life can only be understood backwards—but it must be lived forwards
|
 IP Logged |
|
|
|
 |
|
omshivaya
Senior Member
Joined: 06/Sep/2006
Location: India
Online Status: Offline
Posts: 5966
|
Posted: 28/Nov/2006 at 10:45am |
Sure sir. Hee Hee 
|
|
The most important quality for an investor is temperament,not intellect.A temperament that neither derives great pleasure from being with the crowd nor against it
|
|
IP Logged |
|
|
|
reetesh
Senior Member
Joined: 01/Sep/2006
Location: India
Online Status: Offline
Posts: 793
|
Posted: 29/Nov/2006 at 12:35pm |
|
No, thanks OM... Will tell if required..
|
|
When going gets tough, that’s when tough (people) gets going.
|
|
IP Logged |
|
|
|
BubbleVision
Senior Member
Joined: 05/Aug/2006
Location: India
Online Status: Offline
Posts: 3142
|
Posted: 29/Nov/2006 at 12:37pm |
omshivaya -- wealth comes in many formats ... most important in my view being "wealth of knowledge and experience", where you win hands down in analysis of Private Banks. (Vipul and Reetesh come a close second).
BTW, Do you guys track PSU banks and their Bond Portfolio adjustments ......
If anyone knows where can i get the Historical Data (last 5-6 years) of 10-Year Indian Bonds please tell me.
|
|
You can't make money if you are unwilling to lose...It's like willing to breathe in but not willing to breathe out. -- ED SEYKOTA ....Read Disclaimer!
|
|
IP Logged |
|
|
|
omshivaya
Senior Member
Joined: 06/Sep/2006
Location: India
Online Status: Offline
Posts: 5966
|
Posted: 29/Nov/2006 at 5:22pm |
No bubbleji, I dont track PSU Banks. In fact, I use HDFC Bank and track it and now, only Yes Bank.
But please let me re-iterate again that I am a novice at expertise in banks. I didnt even see Yes Bank until Vipul ji brought it up with his pretty good analysis, followed up by Basant ji. So, all credits on Yes Bank to them. I just was a follower in this one. At most, you can call me a "news gatherer". I just search the net and post stuff about my company on this forum.
"No idea on the 10-Year Indian Bonds" history. Sorry.
Edited by omshivaya - 29/Nov/2006 at 5:22pm
|
|
The most important quality for an investor is temperament,not intellect.A temperament that neither derives great pleasure from being with the crowd nor against it
|
|
IP Logged |
|
|
|
tigershark
Senior Member
Joined: 13/Oct/2006
Location: India
Online Status: Offline
Posts: 3542
|
Posted: 30/Nov/2006 at 2:24pm |
|
just would like to know what effect rising int rates say by 50-75basis
points would have on the indian banking industry would poeple continue
to be such agressive borrowers?
|
|
understanding both the power of compound return and the difficulty getting it is the heart and soul of understanding a lot of things
|
|
IP Logged |
|
|
|
basant
Admin Group
Joined: 01/Jan/2006
Location: India
Online Status: Offline
Posts: 18403
|
Posted: 30/Nov/2006 at 2:41pm |
My sense is retail loans are not affected by such interest rate swings especially when the loan to GDP penetration is so low. In mature markets though they could create havoc because people are already leveraged not so much in India.
|
|
'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
|
|
IP Logged |
|
|
|
bebullish
Newbie
Joined: 29/Oct/2006
Online Status: Offline
Posts: 12
|
Posted: 30/Nov/2006 at 9:35pm |
Int rates rising my 50-75 bps, does not affect retail loan market at all. If i am buying a house and i need a loan for that, i will do it anyways even if loan is little bit more expensive now. If i am buying my 1st car, i will not switch to buying a 2 wheeler just because loan became dearer. Rising interest rates affect the corporate borrowers the most, but then banks lend at sub PLR rates to their good customers. It is only if int rates rise majorly, i mean something like 200-300 bps points then borrowing gets affected. The only thing that is affected by rising int rates is fixed income part of bank's treausry holding  . Rise in yields, lowers the value of the holdings
|
|
Success is nobody's monopoly. It requires action & imagination only.
|
|
IP Logged |
|
|
|
Active Topics
Memberlist
Calendar
Search
Help
Register
Login
